If you’re struggling to pay your home, car, life or health insurance premiums, contact your insurer straight away.
Explain your situation and tell them you would like to understand your payment options. Same if you make a claim and are struggling to pay your excess.
Your insurer will tell you about the options they have available to help you. This may include setting up a payment plan or temporarily altering your premiums. Or, when making a claim, reducing or deferring the payment of the excess.